Is the debt established?
Review the contract, payment terms, invoices, delivery evidence and any acknowledgment or dispute.
Debt recovery
A plan to recover an overdue invoice
An overdue account needs a clear record and a considered next step. We review the balance, the debtor and the evidence, then explain the recovery options before you commit to action.
Discuss This MatterCOMMERCIAL DEBT RECOVERYThe debt · The debtor · The decision
Establish the debtAgreement · Delivery · Balance
Understand the debtorIdentity · Status · Available information
Assess the routeEvidence · Cost · Proportionate action
Assessment before action
BEFORE PROCEEDINGS
Three questions for a better starting position
The first discussion establishes what is known, what remains disputed and what must happen next.
Who is responsible?
Confirm the correct debtor and the contractual basis for the claim. A trading name alone may not identify the party you need to pursue.
Which route fits?
Consider the claim, supporting documents, debtor position and available court procedures. No route or recovery outcome is assumed at intake.
THE WORKING FILE
Prepare once and discuss with purpose
Use the checklist to identify the records you already hold. It stays on this page; documents go only through the secure upload channel.
Within this practice
- Unpaid commercial invoices
- Contractual payment disputes
- Debt claims before the relevant courts
- Enforcement linked to the recovery matter
Before we talk
Identify what you have. Missing documents need not delay the first conversation.
This checklist stays in this page and is not sent to NJA.
DEBT INTAKE
Start with the essential facts
Tell us who owes the money, the amount in dispute and whether proceedings or a deadline already exist. Keep sensitive records for secure upload.
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